The Bank of Punjab (BOP) head quartered in BOP tower, Main Boulevard , Gulberg, Lahore is one of the prominent financial institution of the country with PACRA Ratings: AA – Long Term and A1 + Short Term.
With a strong company positioning of ‘Passion reborn’ driving us, the management of the bank has implemented strategies and policies to carve a distinct position in the market place. Fortified with years of banking expertise and driven by the strategic goals set out by our board of directors and senior management, the bank has invested in revolutionary technology to have an extensive range of products and services. This facilitates our commitment to repay the trust and confidence of our stakeholders, and also to a culture of innovation.
BOP has emerged as on one of the foremost financial institutions in the country, focused on spurring an economic revival by endeavoring to meet the needs of tomorrow as well as today. Our extensive portfolio encompasses all facets of banking.
Sr. Corporate Credit Risk Analyst
Currently handling the Credit Portfolio of Rs. 15 Billion and above, comprising of Corporate Clients that include the high profile obligors from Textile, Fertilizer, Power, Telecommunication, Hospitality, Poly Propylene Manufacturing, Cement, Sugar and Alternate Energy Resources.
• Syndicate Financing
• Project Financing
• Trade Financing
• Working Capital Financing
? Business Sector / Industry Analysis
? Borrower's Business Model Analysis
? Financial Analysis of Borrower
? Credit Risk Analysis
? Analysis of Obligor's Risk Rating
? Borrower's Working Capital Requirement Analysis
? Analysis of Obligor's Repayment Capacity
? Security Analysis
Describe your success in your professional life and achievements
I was selected among 25 candidates from all over the Pakistan, in Management Trainee Officer (MTO) Scheeme. After passing through rigirous class room and on-job training phases, I was assigned the responsibilities of Credit Risk Analyst - Corporate, which is the prime responsibility in nature.
My job in BOP is to safe guard the bank's interest and funds, allocated to various sector in terms of lending. Preparing Due Dilligence and writing Credit Reports, is an essential part of my job.
What do you remember about your time in ILM / IMT /UMT?
I found UMT as a great learning place, that sharpen my team playing skills along developing my vision towards leadership. I am proud to be the alamuni of this worthy institute.